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Phone: 617-591-6710 Fax: 617-591-6711
Address: 230 Highland Ave
Somerville, MA 02143

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"Improving the lives of our members... one member at a time."


Dear member,

We are here to help you

The leaders of the Health Alliance Federal Credit Union(HAFCU) continue to monitor the latest updates regarding coronavirus disease (COVID-19). We want to reassure you that we’re here to help with any financial services you need during these difficult times. You can count on HAFCU to be there for you. .

Please click here to read our full announcement: COVID Letter to members

The Health Alliance Federal Credit Union (HACU) began as the Somerville Hospital Employees Federal Credit Union. Our first President, Jim Mahoney and the Board of Directors had a vision to provide a cooperative means of savings and lending to the employees of the Somerville Hospital. Each member purchased shares and thus began the credit union in September 1966.

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Membership Application

Download an application if you are an employee of the Cambridge Health Alliance, or a retiree, or a household or family member, or an organization of such persons. Complete the application in full and send it to us with proof of identification and an initial deposit of at least $5.00. Apply Online Now.

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HAFCU Services


To become a member of HACU, you must be an employee of the Cambridge Health Alliance or have a family member who is a Credit Union member. Then you may join by opening a Share Savings Account with a minimum deposit and minimum balance of $5. Once you open a savings account, you become a member owner of the Credit Union which entitles you to apply for any and all of the services offered by the Credit Union.

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The credit union offers loans for almost any purpose in a variety of different rates, terms and programs. We can meet any of your borrowing needs: cars and trucks, education, medical, vacation, home improvement, debt consolidation and much more. Fast service and competitive rates make HACU the place to borrow! Apply Online Now.

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Already a member? With the convenience of direct deposit or payroll deductions you can save effortlessly and/or make your loan payments the easy way. Funds are deposited from your paycheck directly to your Share Savings, Checking and Club accounts as you choose. Saving is easy --- putting $10, $20, or $30 a week into your Credit Union Savings or Club account is a sure path to a healthy financial future!

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HACU offers up to 105% financing of the purchase price of a new vehicle and up to 100% of NADAs average retail value for a used vehicle. Choose a repayment term of up to 72 months. We always recommend pre-approval before you shop to increase your bargaining power and know exactly how much you can afford. Apply Online Now.

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