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Rates

Trying to figure out a projected monthly payment? Try this Loan Calculator to easily map out how long and how much it will take you to pay off any loan.

All rates subject to change without prior notice. Rates effective: 05/2021

CAR LOANS
New Car Loans 36-60 months as low as 2.25  APR*
72 months 3.25%
Used Car Loans
(2019,2020)
36-60 months 3.00%
72 months 3.99%
Used Car Loans
(2016,2017,2018)
36-60 months 3.99%
Used Car Loans
(2014, 2015)
36-60 months 4.99%
  • Up to 105% financing of purchase price of new and used vehicles.
  • Auto must be no older than 7 years.
  • Maximum car loan amount is $50,000.00.
  • Guaranteed Asset Protection (GAP) Insurance is available.
RECREATIONAL LOANS
Boats/Motorcycles       36-60 months 6.99% APR*
Up to 80% financing of purchase price
SHARE SECURED LOANS – 3.00% Above the regular dividend rate on shares.
 
PERSONAL UNSECURED LOANS 12 months as low as 5.99% APR*
24 months 6.99%
36 months 7.99%
48 months 8.50%
60 months 8.99%
  • The maximum unsecured Loan is $10,000.00 per Member.
  • There is a $20 application fee for credit reports.
  • Optional Disability and Credit Life Insurance on all Loans.

*APR = Annual Percentage rates are determined by your personal credit history. Rates quoted are for members with the best credit score. Other rates are available.

SAVINGS ACCOUNTS
APY*
Regular Shares Savings 0.10%
Holiday/Vacation Club Accounts 0.10%
IRA Accumulator 0.25%
SHARE CERTIFICATES***
Term Minimum Balance  Regular                            IRA’s
3 months $500 0.20%                                 0.30%
6 months $500 0.25 %                                0.35%
12 months $500 0.35%                                 0.45%
18 months $500 0.50%                                 0.60%
24 months $500 0.55%                                  0.65%
36 months $500 0.60%                                  0.70%
48 months $500 0.65%                                   0.75%
Jumbo Certificates
6 months $50,000.00 0.25%                                  0.35%
12 months “$50,000.00 0.45%                                  0.55%
18 months “$50,000.00 0.60%                                  0.70%
24 months “$50,000.00 0.65%                                   0.75%
36 months “$50,000.00 0.70%                                   0.70%
48 months “$50,000.00 0.75%                                    0.80%
*** There is a penalty for early withdrawal on all time deposits. Fees could reduce earnings. CD rates are subject to change without notice.
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